Boulder County · Colorado Front Range
Measured wildfire risk, from individual parcels to entire communities
Independent wildfire-risk assessment services and mitigation software for HOAs, fire districts, municipalities and homeowners. We map the home ignition zones around every structure and then assess them on the ground and from the air against robust NFPA 1140 and IBHS criteria. The results become reports a board, insurer or grant reviewer can act on.
- Zone 0 · 0–5 ft
- Zone 1 · 5–30 ft
- Zone 2 · 30–100 ft
Why now
Colorado insurers have to count community mitigation efforts
Under HB25-1182, insurers that use wildfire risk models to price or underwrite Colorado homes must show their work. As of October 1, 2026, policyholders receive their wildfire risk score at application or renewal, along with how mitigation impacts it and how they can appeal.
Mitigation has to count
Insurers that use wildfire risk scoring must consider qualified mitigation by homeowners and communities and offer discounts when that work is demonstrated.
Scores in writing
Notices explain the score, the full range it sits in and the property features that drive it. You now have the right to see exactly what's being held against a home.
A right to appeal
Policyholders can challenge a score with evidence of mitigation. A dated, before-and-after report is one of the strongest pieces of evidence you can have in your appeal. Well-documented, community-scale mitigation makes a powerful argument that insurers can no longer ignore.
HB25-1182 applies to admitted insurers and the Colorado FAIR Plan. Discount amounts and accepted documentation vary by carrier; we can't promise any insurer's decision. This is a summary, not legal advice.
Communities
Risk exists at the neighborhood scale. Assess it and improve it with us.
One unmitigated lot can put every nearby home at risk. We assess all participating parcels the same way, roll the results up for the whole community and re-assess on a schedule, so progress is visible to residents, insurers and grant reviewers alike and every stakeholder stays accountable.
HOAs & common-interest communities
Give the board a parcel-by-parcel baseline, a prioritized plan and a defensible record of what was completed.
- Every participating home scored on the same criteria
- Assessment of common areas, access roads and fuel corridors between lots
- Coordinated field days to keep per-parcel costs down
Fire protection districts
Extend what your crews and assessors already do with automatically mapped zones for every structure and consistent field data.
- District-wide home ignition zone (HIZ) maps from county data
- Field assessment capture your assessors can use directly
- Repeatable re-assessments that show change over time
Built to work offline, because we understand the realities of the field.
Municipalities & counties
Support mitigation programs, wildfire protection planning and grant applications with data you can defend.
- Neighborhood and jurisdiction-level summaries
- Documentation suited to grant reporting
- Data that stays in your hands, not a vendor's cloud
The platform
WUIXpose: assessment software built for the people doing the work, by people who know the work.
The same tools we use in the field are being built for assessors, mitigation contractors and certification programs. They're designed to support existing programs, not replace them.
-
01
Accurate home ignition zones (HIZ) for every structure Built from county parcel and building-footprint data, so a neighborhood is accurately mapped before an assessor sets foot on it.
-
02
Structured field assessments Zone-by-zone checklists with photo evidence and pass, fail or review for every criterion, so assessors consistently reach the same answer.
-
03
Reports from field data Dated PDF reports that tie each finding to a measurement, a location and an image, with a corrective scope and actionable mitigation suggestions for what isn't met.
-
04
Private by design Imagery and assessment data are processed on our own hardware and aren't uploaded to third-party AI services or sold.
Method
A rigorous, comprehensive wildfire risk assessment program.
Every assessment follows the same four-step process, so a re-check a year later is just as thorough as the initial visit.
Map
Zones are drawn for every structure from county parcel and footprint data before the field visit.
Capture
On-foot assessment of each structure and its surroundings, coupled with aerial photogrammetry where airspace restrictions and local regulations allow.
Score
Each assessment criterion is measured against NFPA 1140 and IBHS guidance and marked met, not met or needs review, with the specific tolerance(s) explicitly stated.
Report & follow-up assessment
A dated report with measurements, marked-up imagery and a corrective scope, followed by a follow-up assessment once necessary mitigation work is complete and recurring re-assessments on a 6–12 month cycle.
What you get
A report with numbers, not adjectives.
Every finding is tied to a measurement, a location and an image. Items that aren't met come with the specific fix required to pass.
Excerpt shown is illustrative, not a real property.
| Zone | Criterion | Result |
|---|---|---|
| Zone 0 | Combustibles within 5 ft of structureWood mulch bed, north wall, 2.1 m run | NOT MET |
| Zone 0 | Attachments to structureWood fence joins house at SE corner | NOT MET |
| Zone 0 | Roof surface & guttersNo debris accumulation observed | MET |
| Zone 1 | Horizontal crown separationMinimum 2.6 m between crowns, NE group | REVIEW |
| Zone 1 | Ladder fuelsLower limbs pruned on all trees within zone | MET |
| Zone 2 | Fuel continuity toward structureContinuous fuel from neighboring parcel on W approach | REVIEW |
Homeowners
Single-parcel assessments
We take on a limited number of individual properties each season. They use the same method and report as community work, and they're quoted based on parcel size and terrain. Expedited quotes can be provided on a case-by-case basis for emergency assessments due to pending real-estate transactions or insurance cancellations.
Before mitigation
A measured scope for your mitigation contractor so that they focus on the work that actually moves the needle.
After mitigation
Independent verification that completed work meets the criteria, with before-and-after assessments using the same methodology.
Insurance appeal
Your report is organized around what your insurance carrier's notice says it considers.
How we work
We assess. We don't clear.
Independent
We provide completely independent wildfire risk assessments, not a marketing pitch. Because we have no relationships with mitigation contractors and never accept referral fees, our only incentive is your safety. Our reports deliver unbiased, data-driven recommendations tailored solely to protecting your property.
Honest results
If a criterion isn't met, the report says so. Our job is to provide comprehensive, trusted assessments and we take pride in the quality of our work. We do not sugarcoat risks or compromise on accuracy, ensuring you have the exact facts needed to protect your property.
Your data stays yours
Imagery of your home or community is processed on our own hardware to preserve your privacy. We don't sell your data and will never share it without your consent.
Questions
Straight answers.
How does this relate to Wildfire Partners and other certification programs?
Wildfire Partners is Boulder County's mitigation program, and several carriers recognize its certificate. If you're eligible, do it. We don't certify; we measure and document. Our reports and software are meant to support programs like it, as well as insurance appeals and community plans.
Will this lower our premiums?
We can't promise that. The decision is each insurer's, and discounts vary by carrier. What we can do is make sure the mitigation you've completed is measured, dated and in a form that's ready to submit.
Do you need to fly a drone over every property?
No. Ground assessment covers the structure and the zones that matter most. Aerial imagery is added only where airspace restrictions and local regulations allow and where it adds real information. We'll always ask and notify you before we fly.
How is a community engagement priced?
It's scoped to the number of parcels, the terrain and how often you want follow-up assessments. Tell us about your community and we'll put together a proposal.
Where do you work?
Boulder County and the Colorado Front Range to start. If you're farther out, especially as a community or district, get in touch anyway.
Get in touch
Tell us about your community.
Whether you're an HOA board, a fire district, a municipality or a homeowner, a short note on where you are and what's prompting this is the best place to start.
Or write to us directly at hello@morrismitigation.com.